Sender name: {{ $payment->payer_name ?: 'N/A' }}
Phone / WhatsApp: {{ $payment->payer_phone ?: 'N/A' }}
Transfer reference: {{ $payment->transfer_reference ?: 'N/A' }}
Submitted: {{ optional($payment->submitted_at)->format('d M Y, h:i A') ?: 'N/A' }}
Student note: {{ $payment->transfer_notes ?: 'No extra note provided.' }}